Your Property Finance Hub
One-to-one advice for complex property & protection decisions
This service gives you access to confidential, one-to-one support when making important property and protection decisions.
You’ll speak directly with an experienced adviser who takes the time to understand your situation. Your employer is not involved in the advice process.
Advice is independent, whole-of-market, and tailored to your individual circumstances.
Free, one-to-one consultation with whole-of-market access
No broker fees
Ongoing support from experienced advisers
No obligation to proceed
Clear next steps, at your pace
How this benefit can help
You may find this service helpful if you are:
- Buying, moving, or refinancing a home
- Managing higher or variable income, bonuses, or equity
- Putting the right protection in place for your family, income, or long-term plans
- Dealing with time-sensitive, investment, or non-standard property situations
- Later-life planning, including equity-based options for family members
What makes us different
We’re focused on real situations where a more considered approach helps.
- Practical, jargon-free guidance shaped around the individual
- Highly experienced and supportive team
- Broad access to high-street and private banks, as well as specialist lenders
- Solutions that go beyond standard options when required
If you’re facing any of these decisions, you don’t have to navigate them on your own. You can speak to one of our team in confidence.
Your team
A trusted, City-based team helping people navigate important financial decisions with confidence.
You’ll have access to highly experienced advisers with the expertise to provide support at any life stage, including complex, non-standard or time-senstive circumstances. Support is practical, clearly explained, and continues beyond the first conversation.
James Adkin | Associate Director
Stuart Gulvin | Associate
What our clients say
We honestly didn’t think our situation would be straightforward, given our variable income and multiple income streams. Capital B took the time to really understand our circumstances and secured a mortgage we didn’t think was possible. The guidance was clear, calm, and incredibly reassuring throughout. We felt supported at every stage and wouldn’t hesitate to recommend them.
Tim & Elaine
Putting the right life cover in place felt overwhelming, but Capital B made the whole process simple and easy to understand. They explained our options clearly, answered all our questions, and helped us put protection in place that genuinely fits our family. It gave us real peace of mind knowing everything was properly thought through.
Jenny & Mark
We couldn’t have got our dream home without Capital B’s support! The team guided us through securing a bridging loan and were with us every step of the way. We’re so grateful for their help and would highly recommend Capital B to anyone looking for property finance.
Chloe & Aaron
“No matter how straightforward or complex the case, we’re here to find a solution that works.”
Residential Mortgages
Secure competitive rates and flexible terms for your home purchase with our expert guidance and market knowledge.
High Value Mortgages
Exclusive lending solutions for premium properties, offering bespoke terms and competitive rates for substantial borrowing requirements.
Buy-to-let Mortgages
Maximise rental yields with specialist buy-to-let solutions tailored to experienced and first-time property investors.
Short Term & Bridging Finance
Fast, flexible funding to bridge gaps in property transactions, renovations, or urgent finance needs with quick completion.
Property Insurance
Protecting your home's structure, belongings, and rental income from fire, theft, storms, and tenant issues.
Stamp Duty & Mortgage Calculator
Calculate your property costs accurately with our comprehensive tools, ensuring informed decisions and proper financial planning.
Family Insurance
Includes financial support for your loved ones if you pass away, a lump sum for serious illnesses like cancer or stroke, regular income if you can't work, and cover for your child's critical illness so you can focus on their care.
Property Insurance
Protecting your home's structure, belongings, and rental income from fire, theft, storms, and tenant issues.
Business Insurance
Helps your business stay secure if a senior team member is lost or unable to work and protects each partner’s share in the company.
Buy-to-let Mortgages
Maximise rental yields with specialist buy-to-let solutions tailored to experienced and first-time property investors.
Short Term & Bridging Finance
Fast, flexible funding to bridge gaps in property transactions, renovations, or urgent finance needs with quick completion.
Commercial Finance
Secure business property purchases, refinancing, and investment opportunities with tailored commercial lending solutions and expert guidance.
Business Insurance
Helps your business stay secure if a senior team member is lost or unable to work and protects each partner’s share in the company.
Equity Release
Unlock property wealth in retirement with specialist equity release solutions designed to enhance your financial flexibility.
Residential Mortgages For Older Borrowers
Specialist mortgage solutions for over 55s, offering flexible terms and competitive rates tailored to later-life.
Development Finance
Fund your property development projects with structured finance solutions covering land acquisition, construction, and project completion.
Refurbishment Finance
Transform properties with specialist renovation funding, offering flexible draw-down facilities aligned to your refurbishment schedule.
Short Term & Bridging Finance
Fast, flexible funding to bridge gaps in property transactions, renovations, or urgent finance needs with quick completion.