Business Protection
Securing Success with Business ProtectionÂ
Your business represents significant investment and effort, which is why getting the right protection matters.
As independent brokers, we’ll help you navigate business insurance options including landlord insurance, key person protection, executive income protection, and business loan protection across the market.Â
Our role is to understand your specific business needs and match you with the right options from our panel of insurers. Whether you’re a property investor, business director, or company owner, we’ll assess your needs and present options in a clear, straight-forward way, without the jargon.
Independent advice across multiple insurersÂ
Competitive rates through broker relationshipsÂ
Business-specific risk assessment and matchingÂ
Expert support from application to renewalÂ
Business Loan Protection
Business Loan Protection
Covers outstanding business loan payments if key personnel die or become unable to work through illness.
Key Person Protection
Key Person Protection
Pays business a lump sum if a crucial employee dies or becomes critically ill, covering losses.
Executive Income Protection
Executive Income Protection
Replaces senior executives' salaries if they can't work due to illness or injury, often enhanced benefits.
Landlord Insurance
Landlord Insurance
Protects rental property owners against property damage, liability claims, and potential loss of rental income.
Making Business Insurance SimpleÂ
Business insurance doesn’t have to be complicated. Here are the answers to the questions we’re asked most often by business owners like you. For specific advice about your business, just give us a call.Â
What's the difference between Key Person and Key Person Income Protection?
Key Person insurance pays a lump sum if a key employee dies or becomes critically ill. Key Person Income Protection provides ongoing monthly payments if they can’t work due to illness or injury.Â
Do I need landlord insurance if I already have buildings insurance?
Standard buildings insurance doesn’t cover rental-specific risks like malicious damage by tenants, rent guarantee, or legal expenses for possession proceedings. Landlord insurance fills these gaps.Â
What is Share Protection and when do I need it?
Share Protection helps business partners buy out a deceased or critically ill partner’s share of the business. It prevents shares passing to family members who may not want to be involved in the business.Â
How does Business Loan Protection work?
If you or a key person dies or becomes critically ill, Business Loan Protection pays off your business loans, protecting both your family and your business partners from having to find the money elsewhere.Â
What's a Relevant Life Plan and who can have one?
A Relevant Life Plan is a tax-efficient life insurance policy paid for by your company. It’s ideal for directors and employees earning over £50,000, as it doesn’t count towards pension allowances and provides corporation tax relief.Â
Why would I need Executive Income Protection?
As a business owner or senior executive, standard sick pay probably won’t cover your lifestyle if you can’t work. Executive Income Protection provides substantial monthly benefits to maintain your standard of living during illness or injury.Â
How much business insurance do I actually need?
This varies hugely depending on your business type, size, and circumstances. We’ll assess your specific risks and recommend appropriate coverage levels, ensuring you’re neither under nor over-insured.Â
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Short Term & Bridging Finance
Fast, flexible funding to bridge gaps in property transactions, renovations, or urgent finance needs with quick completion.
Commercial Finance
Secure business property purchases, refinancing, and investment opportunities with tailored commercial lending solutions and expert guidance.
Buy-to-let Mortgages
Maximise rental yields with specialist buy-to-let solutions tailored to experienced and first-time property investors.
Business Insurance
Helps your business stay secure if a senior team member is lost or unable to work and protects each partner’s share in the company.
Development Finance
Fund your property development projects with structured finance solutions covering land acquisition, construction, and project completion.
Refurbishment Finance
Transform properties with specialist renovation funding, offering flexible draw-down facilities aligned to your refurbishment schedule.
Short Term & Bridging Finance
Fast, flexible funding to bridge gaps in property transactions, renovations, or urgent finance needs with quick completion.
Business Insurance
Helps your business stay secure if a senior team member is lost or unable to work and protects each partner’s share in the company.
Residential Mortgages
Secure competitive rates and flexible terms for your home purchase with our expert guidance and market knowledge.
Buy-to-let Mortgages
Maximise rental yields with specialist buy-to-let solutions tailored to experienced and first-time property investors.
High Value Mortgages
Exclusive lending solutions for premium properties, offering bespoke terms and competitive rates for substantial borrowing requirements.
Short Term & Bridging Finance
Fast, flexible funding to bridge gaps in property transactions, renovations, or urgent finance needs with quick completion.
Stamp Duty & Mortgage Calculator
Calculate your property costs accurately with our comprehensive tools, ensuring informed decisions and proper financial planning.
Property Insurance
Protecting your home's structure, belongings, and rental income from fire, theft, storms, and tenant issues.
Equity Release
Unlock property wealth in retirement with specialist equity release solutions designed to enhance your financial flexibility.
Residential Mortgages For Older Borrowers
Specialist mortgage solutions for over 55s, offering flexible terms and competitive rates tailored to later-life.
Property Insurance
Protecting your home's structure, belongings, and rental income from fire, theft, storms, and tenant issues.
Property Insurance
Protecting your home's structure, belongings, and rental income from fire, theft, storms, and tenant issues.
Business Insurance
Helps your business stay secure if a senior team member is lost or unable to work and protects each partner’s share in the company.
Family Insurance
Includes financial support for your loved ones if you pass away, a lump sum for serious illnesses like cancer or stroke, regular income if you can't work, and cover for your child's critical illness so you can focus on their care.