Equity Release

Unlock the value in your home with expert equity release advice

Equity release allows homeowners to make the most of the wealth tied up in their property without selling or moving out. Whether you’re looking to supplement your retirement income, fund home improvements, or support your loved ones, we’ll help you find the best solution.

With years of expertise and access to a wide range of lenders, our specialists will guide you through the process, ensuring you make informed decisions that align with your financial goals.

From lifetime mortgages to flexible drawdown plans, we’ll tailor a solution to suit your needs – helping you enjoy your financial freedom while staying in the home you love.

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Release tax-free cash from your home

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Choose from a range of market-leading providers

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Stay in your home while accessing funds

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Get expert guidance every step of the way

Making equity release simple

Equity release can feel complex, but we’re here to make it clear and straightforward. Below, we answer some of the most common questions to help you understand how it works and whether it’s right for you.

What is equity release, and how does it work?

Equity release allows homeowners aged 55 or over to access cash from their home without having to move. The most common option, a lifetime mortgage, enables you to borrow against your home’s value, with repayment typically made when you pass away or move into long-term care.

How much equity can I release?

The amount depends on your age, property value, and the lender’s criteria. Generally, the older you are, the higher the percentage you can release.

What can I use the funds for?

You can use equity release for any purpose – whether that’s boosting your retirement income, funding home improvements, helping family members, or repaying existing debts.

Do I have to make monthly repayments?

Most equity release plans do not require monthly repayments. The loan is typically repaid when your home is sold in the future. However, some plans allow voluntary repayments to manage interest costs.

Will I still own my home?

Yes. With a lifetime mortgage, you retain full ownership of your home while accessing the funds you need.

How does equity release affect inheritance?

Releasing equity will reduce the value of your estate, impacting the amount left for beneficiaries. Some plans offer inheritance protection to safeguard a portion of your home’s value.

Are there any risks to consider?

Equity release can impact inheritance, benefits, and the total amount owed due to interest accumulation. Seeking professional advice ensures you fully understand the implications.

Your home may be at risk if you do not meet the terms of your equity release plan.

Services

Explore our property finance solutions & let us tailor the right one for you

Short Term & Bridging Finanace

Short Term & Bridging Finance

Short term finance is used for a myriad of different reasons. We’ll work closely with you to structure a loan that’s right for you.

Commercial Property Finance

Commercial
Property Finance

Whether you’re an experienced property landlord or you wish to own your business premises our expert team can help.

Property Development Finance

Property Development
Finance

No matter if your project is for an individual new build property or a development of hundreds of units, we can structure finance for you.

Residential Mortgages & Buy-to-Let

Residential Mortgages &
Buy-to-Let

Whether you’re buying your first home or refinancing your buy-to-let portfolio, our expert brokers are ready to secure the ideal property finance solution for you.

Tax-free cash from your home

Considering equity release? Our experienced advisors will help you explore the best options, ensuring you access the right solution for your financial future.

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