Buy-To-Let Mortgages
Smart funding for property investors and landlords
Looking to finance a buy-to-let property or grow your rental portfolio? Buy-to-let mortgages work differently from residential loans and often require expertise, especially for professional landlords or those managing multiple properties.
With our years of experience, we help landlords secure the right funding, whether it’s for a single flat or a large, complex portfolio. We have access to an extensive number of buy-to-let products as well as established relationships with specialist lenders.
We can find competitive rates and help tailor your mortgage to your rental income, investment strategy, and long-term goals. Whether you’re new to property investment or a seasoned landlord, we’re here to simplify the process.
Expert help with buy-to-let mortgages
Advice on structuring property investments
Access exclusive, restricted products
Support for complex buy-to-let portfolios
Navigating buy-to-let lending: Common questions
From rental returns to portfolio lending, understanding your buy-to-let options is key to successful property investment.
What is the difference between a residential mortgage and a buy-to-let mortgage?
What deposit is required for a buy-to-let mortgage?
How is affordability assessed for buy-to-let mortgages?
Are there tax changes affecting buy-to-let investors?
Can I get a buy-to-let mortgage as a first-time buyer?
Yes, although it’s more challenging. Lenders may require a larger deposit and more rigorous affordability checks.
Can I hold buy-to-let properties in a limited company?
Yes. Many investors now use limited companies for tax efficiency, especially for portfolio lending. We can help explore this structure and connect you with specialist lenders.
What happens if I can’t make mortgage payments?
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Some types of buy-to-let mortgages are not regulated by the FCA.
Short Term & Bridging Finance
Fast, flexible funding to bridge gaps in property transactions, renovations, or urgent finance needs with quick completion.
Commercial Finance
Secure business property purchases, refinancing, and investment opportunities with tailored commercial lending solutions and expert guidance.
Buy-to-let Mortgages
Maximise rental yields with specialist buy-to-let solutions tailored to experienced and first-time property investors.
Business Insurance
Helps your business stay secure if a senior team member is lost or unable to work and protects each partner’s share in the company.
Development Finance
Fund your property development projects with structured finance solutions covering land acquisition, construction, and project completion.
Refurbishment Finance
Transform properties with specialist renovation funding, offering flexible draw-down facilities aligned to your refurbishment schedule.
Short Term & Bridging Finance
Fast, flexible funding to bridge gaps in property transactions, renovations, or urgent finance needs with quick completion.
Business Insurance
Helps your business stay secure if a senior team member is lost or unable to work and protects each partner’s share in the company.
Residential Mortgages
Secure competitive rates and flexible terms for your home purchase with our expert guidance and market knowledge.
Buy-to-let Mortgages
Maximise rental yields with specialist buy-to-let solutions tailored to experienced and first-time property investors.
High Value Mortgages
Exclusive lending solutions for premium properties, offering bespoke terms and competitive rates for substantial borrowing requirements.
Short Term & Bridging Finance
Fast, flexible funding to bridge gaps in property transactions, renovations, or urgent finance needs with quick completion.
Stamp Duty & Mortgage Calculator
Calculate your property costs accurately with our comprehensive tools, ensuring informed decisions and proper financial planning.
Property Insurance
Protecting your home's structure, belongings, and rental income from fire, theft, storms, and tenant issues.
Equity Release
Unlock property wealth in retirement with specialist equity release solutions designed to enhance your financial flexibility.
Residential Mortgages For Older Borrowers
Specialist mortgage solutions for over 55s, offering flexible terms and competitive rates tailored to later-life.
Property Insurance
Protecting your home's structure, belongings, and rental income from fire, theft, storms, and tenant issues.
Property Insurance
Protecting your home's structure, belongings, and rental income from fire, theft, storms, and tenant issues.
Business Insurance
Helps your business stay secure if a senior team member is lost or unable to work and protects each partner’s share in the company.
Family Insurance
Includes financial support for your loved ones if you pass away, a lump sum for serious illnesses like cancer or stroke, regular income if you can't work, and cover for your child's critical illness so you can focus on their care.
Find the right buy-to-let mortgage for your portfolio
Whether you're new to property investment or expanding your portfolio, our experts take the time to understand your goals and secure competitive terms from trusted lenders. Get in touch with our team now.
