Commercial Finance

Commercial property finance built around your business

Whether you’re an experienced landlord or looking to purchase your business premises, our expert team is here to help. We listen to your needs and source the best loan options from the entire market.

From £50,000 to £30 million, we’ve arranged everything from single-unit purchases to complex multi-unit projects with minimal hassle. We ask the right questions, so you don’t have to worry about the details.

In just 72 hours, we’ll provide you with the most competitive deal and clear illustrations ensuring fast access to funding.

We offer bespoke solutions for both simple and complex commercial property finance, including interest-only mortgages, private bank arrangements, and funding for SIPPs (Self-Invested Personal Pensions), corporate tenancies, or limited company purchases and refinancing.

Get expert support for commercial property finance

Whether investor or occupier, we’re here for you

Funding your property purchase, big or small

Quick illustrations and competitive rates

Custom solutions to fit your needs

Understanding commercial property loans

Commercial property financing can open doors to new opportunities. Whether you’re investing, expanding, or refinancing, this FAQ section covers the essentials to help you make informed decisions with confidence.

What types of properties can be financed with commercial property loans?

Commercial property finance can be used for offices, warehouses, retail units, industrial buildings, or mixed-use properties.

How is commercial property finance different from residential finance?

Commercial loans are based on the property’s potential income (rental yield) and the business’s financials rather than the individual’s income.

What are the typical loan terms for commercial property finance?

Loan terms usually range from 5-30 years, depending on the lender and the type of property being financed.

How much deposit is required for commercial property finance?

Most lenders require a deposit of 25-40% of the property’s purchase price or value.

Can I use commercial finance for property development?

Yes, some lenders offer specialised commercial finance for development projects, but this may involve higher interest rates and stricter repayment terms.

Are there tax implications for commercial property finance?

Yes, you may need to pay VAT on the purchase and stamp duty. Consulting a tax advisor is recommended to understand the full implications.

Can I refinance an existing commercial property loan?

Yes, refinancing is common to secure better terms or release equity for other investments.

Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Services

Explore our property finance solutions & let us tailor the right one for you

Specialist Finance
Development & Refurbishment
Residential Mortgages
Later Life Lending
Short Term & Bridging Finanace

Short Term & Bridging Finance

Fast, flexible funding to bridge gaps in property transactions, renovations, or urgent finance needs with quick completion.

Commercial Property Finance

Commercial Finance

Secure business property purchases, refinancing, and investment opportunities with tailored commercial lending solutions and expert guidance.

Buy-to-let mortgages

Buy-to-let Mortgages

Maximise rental yields with specialist buy-to-let solutions tailored to experienced and first-time property investors.

Property Development Finance

Development Finance

Fund your property development projects with structured finance solutions covering land acquisition, construction, and project completion.

Refurbishment Finance

Refurbishment Finance

Transform properties with specialist renovation funding, offering flexible draw-down facilities aligned to your refurbishment schedule.

Short Term & Bridging Finanace

Short Term & Bridging Finance

Fast, flexible funding to bridge gaps in property transactions, renovations, or urgent finance needs with quick completion.

Residential Mortgages & Buy-to-Let

Residential Mortgages

Secure competitive rates and flexible terms for your home purchase with our expert guidance and market knowledge.

Buy-to-let mortgages

Buy-to-let Mortgages

Maximise rental yields with specialist buy-to-let solutions tailored to experienced and first-time property investors.

High Value Mortgages

High Value Mortgages

Exclusive lending solutions for premium properties, offering bespoke terms and competitive rates for substantial borrowing requirements.

Short Term & Bridging Finanace

Short Term & Bridging Finance

Fast, flexible funding to bridge gaps in property transactions, renovations, or urgent finance needs with quick completion.

Stamp Duty Calculator

Stamp Duty & Mortgage Calculator

Calculate your property costs accurately with our comprehensive tools, ensuring informed decisions and proper financial planning.

Equity Release

Equity Release

Unlock property wealth in retirement with specialist equity release solutions designed to enhance your financial flexibility.

Mortgages for Older Borrowers

Residential Mortgages For Older Borrowers

Specialist mortgage solutions for over 55s, offering flexible terms and competitive rates tailored to later-life.

Secure the right commercial finance

Whether you're investing, refinancing, or occupying commercial property, we provide tailored finance solutions to meet your goals. Our team has extensive experience and connections with lenders to ensure you get the best deal. Contact us now for expert advice.

Commerical Property Finance
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