Mortgage Calculators
Making your mortgage decisions as simple as possible.
Select either “STAMP DUTY”, “HOW MUCH” or “REPAYMENT” below to show the relevant mortgage calculator.
Stamp Duty Calculator
Tax is payable when you purchase a property above a certain value. The amount can be quite significant and you’ll have to factor this into your budget when considering how much deposit you need to buy a house.
The actual rate applied depends on whether you’re a first time buyer and, if not, how many properties you currently own. If you’re currently living overseas an additional stamp duty charge may apply. Please consult your solicitor for further information.
Simply adjust the following to calculate your stamp duty costs:
- The purchase price
- Whether you’re a first time buyer
- Whether is a buy-to-let or second home
- Whether you’re a non-UK resident
The calculator will display your stamp duty cost based on the information you provide.
Mortgage Borrowing Calculator
Mortgage affordability is subject to lots of different things, such as your credit history, monthly outgoings and deposit, and it can also vary from lender to lender.
Our mortgage borrowing calculator will provide you with an approximation of how much you’re likely to be able to borrow, however it’s important to make sure you can afford the monthly repayments not just now, but in the future.
Simply adjust enter your income, and if it is a joint application, enter the second income, to calculate how much you may be able to borrow.
Mortgage Repayment Calculator
How much will my mortgage cost?
It’s a good question because your mortgage is probably going to be your biggest outgoing each month. It’s important for you to know that what you want to do is affordable, both now and in the future.
Our mortgage cost calculator is a quick and easy way for you to find out the likely cost of your mortgage in a matter of seconds.
Simply change the following to calculate your mortgage costs:
- The amount you want to borrow
- Your deposit amount
- The interest rate
- The number of years you wish to borrow the money over
The calculator will display your monthly mortgage cost based on the figures you provide, and will help you plan your monthly budget.
This is an indicative quote and does not constitute an offer or advice. Interest rate and solution terms will depend on your circumstances and the amount of the loan.
Before you make a loan application, we will carry out a full review to establish your needs and preferences and if you meet the criteria, we will give advice and make a recommendation to you.
Please note that our product calculators show an indicative rate / calculation only and may not be suitable for you.
Get expert mortgage advice, tailored to you
Calculating your mortgage is just the beginning – our property finance experts are here to help you take the next step. Whether you need clarity on your options or personalised advice, we’re ready to guide you. Click Need advice to connect with our team today.
